Rs 6.69 lakh mysteriously drained from farmer woman’s bank account in Raichur, cyber crime case registered

Raichur: In a shocking incident of suspected cyber fraud, ₹6,69,904 was withdrawn from a bank account without the account holder’s knowledge in Raichur district, leaving a farmer family in severe financial distress.

Based on a complaint filed by the victim, a case has been registered at the Raichur Cyber Crime Police Station. The victim has been identified as Jyoti, a farmer woman from Machanur village in Sirwar taluk of Raichur district.

Jyoti and her husband Sharanabasav had opened a savings account at a Canara Bank branch in Manvi town. According to the complaint, the couple lost their hard-earned agricultural income without receiving any alert or authorisation.

Jyoti and her husband had taken 10 acres of land on lease and cultivated cotton during the monsoon season. After a good harvest, the cotton was sold at a government procurement centre through the Cotton Corporation of India.

The sale proceeds were initially credited to the landowner’s account and later transferred to Jyoti’s bank account. As per the complaint, ₹6,69,500 was credited to Jyoti’s account on November 21, 2025, followed by another deposit of ₹2,31,000 on November 26.

However, when Jyoti visited the bank on November 28 to check her balance, she found only ₹2,31,000 in her account. Upon seeking clarification and obtaining the bank statement, it was revealed that ₹6,69,904 had been transferred in stages to multiple accounts on November 23.

Jyoti has stated that she did not receive any SMS alerts regarding these transactions. She also clarified that since opening the account in 2016, she has not been issued an ATM card and has never activated net banking, UPI services or online banking facilities.

The bank statement reportedly shows an initial deduction of ₹2.36 under IMPS charges, followed by multiple transactions including ₹3.24 lakh, ₹41,000 and ₹10,000, ultimately draining the entire amount in a single day.

Questioning how such transactions were possible without her signature or OTP, Jyoti said the money withdrawn was exclusively from the cotton sale proceeds, while the later deposit remained untouched. She expressed deep anguish, stating that the family is under heavy debt pressure from fertiliser dealers, seed suppliers and moneylenders.

Farmer leader Chamarasa Malipatil demanded immediate intervention, stating that cyber fraud cases are rising alarmingly across the country. He urged the bank, state government and central government to take responsibility and ensure that the victim gets justice and financial relief at the earliest. Police have launched an investigation into the incident.

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