New Year 2026: Bank remain closed for 16 days in January 2026
New Year 2026: According to the Reserve Bank of India (RBI) Bank Holiday Calendar for 2026, January features a total of 16 holidays, though this count includes regional closures and weekends. Bank remain closed for 16 days in January 2026.
While specific holidays depend on the state or union territory, a large portion of these are tied to major festivals like Makar Sankranti, Pongal, and the national celebration of Republic Day.
1. Weekend Holidays (All India):
All banks across India observe mandatory closures on Sundays and the second and fourth Saturdays.
January 4: Sunday
January 10: Second Saturday
January 11: Sunday
January 18: Sunday
January 24: Fourth Saturday
January 25: Sunday
2. Regional and National Holidays:
The remaining 10 holidays are a mix of regional festivities and national observances. Not every state will observe all of these dates.10
Jan 1 – Thursday – New Year’s Day / Gaan-Ngai – Mizoram, Tamil Nadu, Sikkim, West Bengal
Jan 2 – Friday – New Year / Mannam Jayanthi – Kerala, Mizoram
Jan 3 – Saturday Birthday of Hazrat Ali – Uttar Pradesh (Lucknow, Kanpur)
Jan 12 – Monday – Swami Vivekananda Jayanti – West Bengal
Jan 13 – Tuesday – Lohri / Bhogi Punjab, Haryana, Andhra Pradesh
Jan 14 – Wednesday – Makar Sankranti / Magh Bihu – Gujarat, Odisha, Assam, Karnataka
Jan 15 – Thursday – Pongal / Maghe Sankranti – Tamil Nadu, Andhra Pradesh, Telangana
Jan 16 – Friday – Thiruvalluvar Day – Tamil Nadu
Jan 17 – Saturday – Uzhavar Thirunal – Tamil Nadu
Jan 23 – Friday – Netaji Subhash Chandra Bose Jayanti / Saraswati Puja – West Bengal, Odisha, Tripura
Jan 26 – Monday – Republic Day National Holiday (All India)
Republic Day Long Weekend: Since January 26 falls on a Monday, there is a nationwide 3-day long weekend (Jan 24–26).
Tamil Nadu Closure Cluster: Banks in Tamil Nadu will have a significant closure period from Jan 15 to Jan 17 due to the sequential Pongal festivities.
Digital Banking Availability: Even when physical branches are closed, ATM, UPI, IMPS, and Net Banking services will remain operational 24/7 for your urgent financial needs.
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