Lakhpati Didi Scheme 2026 Helping Rural Women Earn One Lakh Annually Through Training and Financial Support

The Lakhpati Didi Scheme has emerged as an important initiative by the central government to strengthen the financial independence of rural women across India. The programme focuses on women associated with self help groups and aims to help them achieve an annual income of at least one lakh rupees.

Through this scheme the government plans to support nearly three crore women connected to self help groups. The vision behind the initiative is to encourage women in villages to become financially strong and develop entrepreneurial skills that can improve their family income and overall rural economy.

Skill training under Lakhpati Didi Scheme

A major part of the scheme focuses on skill development. Women are given practical training in several modern and traditional livelihood activities so they can start small businesses in their communities.

One of the unique training programmes under the scheme is the Namo Drone Didi initiative where women are trained to operate drones for agricultural purposes such as spraying fertilizers and pesticides. Apart from this, women also receive training in LED bulb manufacturing, tailoring, mushroom cultivation and dairy related activities.

These training programmes aim to create new employment opportunities in villages while also encouraging women to adopt modern technology in agriculture and small industries.

Financial support for starting businesses

To help women turn their skills into income generating activities, the government also provides financial assistance through banks and other institutions. Women participating in the Lakhpati Didi Scheme can access loans at relatively low interest rates to start small businesses or expand existing ventures.

This financial support helps women become economically independent and reduces their dependence on others for daily expenses. Once a woman begins earning a stable income, it often strengthens the financial position of the entire household.

Market access and digital opportunities

The scheme also focuses on helping rural women sell the products they create through self help groups. Government agencies assist them in reaching wider markets through exhibitions, fairs and digital platforms.

By connecting these entrepreneurs to ecommerce platforms, the programme ensures that products made in rural areas can reach customers beyond local markets. This approach encourages rural entrepreneurship and helps women receive better value for their products.

Eligibility and application process

Women who wish to benefit from the Lakhpati Didi Scheme must be members of a registered self help group. Interested participants can obtain detailed information about the scheme through local anganwadi centres, village panchayat offices or government support centres.

Applicants generally need to submit a simple business plan through their self help group. Based on the proposal, the government provides appropriate training, financial assistance and guidance to help women successfully start or expand their businesses.