State Bank of India (SBI) has scheduled a maintenance activity for its UPI services on September 21, 2025. ATM services are also expected to remain operational. You can use an ATM for cash withdrawals, balance inquiries, or other in-person banking needs.
Scheduled Maintenance Details:
Service affected: SBI UPI services
Date: Sunday, September 21, 2025
Time: 12:15 AM to 1:00 AM IST (a 45-minute window)
Services Affected and Maintenance Timing:
SBI has announced a scheduled maintenance activity on September 21, 2025, specifically affecting its UPI services.
Downtime Period: The services will be temporarily unavailable from 00:15 hrs to 01:00 hrs IST.

Affected Services: During this 45-minute window, customers may experience interruptions with transactions made through the standard SBI UPI platform.
What to Do:
SBI has advised its customers on how to handle transactions during this maintenance window.
Use UPI Lite: The bank has stated that its UPI Lite services will remain fully operational and allow for uninterrupted transactions. UPI Lite is designed for faster, PIN-less transactions of low value (up to Rs 1,000 per transaction, with a daily cumulative limit of Rs 10,000). If you have a UPI Lite account, you can use it for small payments during the downtime.

Use ATMs: ATM services are also expected to remain operational. You can use an ATM for cash withdrawals, balance inquiries, or other in-person banking needs.
Plan Ahead: For any critical or high-value transactions, it’s best to complete them before or after the scheduled maintenance period to avoid any inconvenience.
Be Patient: If you are unable to complete a transaction, the issue is temporary due to the scheduled maintenance. You can try again after the specified downtime.
The bank has already notified customers via social media and its official channels about this scheduled activity, which is conducted to enhance system security and performance.
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