Post Office Scheme: Best offer, do this and get Rs 20000 monthly
If you are looking for an option to earn income with a monthly guarantee without any risk then you can invest in this monthly income plan of the Post Office.
Would you believe that just depositing Rs 3 Lakh will earn you Rs 20,000 per month, yes it is true. If you deposit money in this post office scheme you can definitely get 20,000 per month. If you are looking for an option to earn income with a monthly guarantee without any risk then you can invest in this monthly income plan of the Post Office.
You can get guaranteed monthly income by depositing money together in this scheme. Your money is completely safe in this plan. Investing in a Monthly Income Scheme (MIS) account should be done only once. Its maturity period is 5 years. That means after 5 years you can get guaranteed monthly income. This account can be opened at any branch of this post office scheme with a minimum of Rs.1,000.
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At the Post Office you can open an account by investing a minimum of Rs 1,000 in the Post Office Monthly Income Scheme. Individual or joint accounts can be opened in this. Here you can invest a minimum of 4.5 lakhs in a single account and up to 9 lakhs in a joint account. In this plan you will get interest every month. Any citizen of the country can invest in this scheme.
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According to the Post Office website, you can invest in a monthly income savings plan for up to 5 years. Premature fracture is also available in this. That means you can withdraw money after 1 year from the date of deposit. As a rule, if the money is withdrawn within 1 to 3 years, 2 percent of the deposited amount will be deducted and returned.
If you withdraw before maturity after 3 years of account opening, you will be refunded after deducting 1% of the deposited amount.
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How to open a POMIS account:
To open a POMIS account you need to have an Aadhaar card or passport or voter card or driving license. You must provide 1 passport size photograph. But for address proof, ID card or utility bill is accepted. You have to go to the post office and submit all these documents along with the application.
Here the name of the nominee has to be given in this form. To open an account, just Rs.1,000. Required which you can pay by cash or cheque.
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