You can make UPI payments without smartphone from today

UPI payments, which are usually associated with digital transactions, generally require a stable Internet connection to execute payments or receipts. You can make UPI payments without smartphone from today. People can still transact without the Internet and a smartphone via Paytm, Google Pay, BharatPe, Amazon Pay, PhonePe, Airtel Payments Bank, and others.

Not many know about this helpful hack using a service to make UPI payments without the Internet. All you need is your phone and an active bank account to carry out the transactions. India is leading in most countries in the digital payments segment. UPI (Unified Payments Interface) has boosted this growth. In many cases it is much easier than paying through cash.

However, it needs an active internet connection to pay. Imagine that you are in a place where there is no internet and you don’t have the cash to make payments. In this case, you can still make payments with very little network coverage without any problem. You can use UPI in offline mode using USSD code through your phone.

Non-Internet users, who also don’t have smartphones, can also carry out UPI payments to transact of several platforms. For this, they need to dial ‘*99#’, also called the USSD service. The service was unveiled in India for all mobile users comprising non-smartphone users by the National Payments Corporation of India (NPCI) in November 2021, around four years before it launched the UPI network.

In particular, the *99# service was launched for all mobile users, no matter what the model is and supports both smartphones and feature phones. Also, the phone number should be linked to your bank account to make UPI payment. For smartphone users, offline UPI is not very important which can use UPI apps like PhonePe, Google Pay etc. However, feature phone users can avail the *99 # USSD code to use UPI. Also, this feature is good for smartphone users facing internet problems.

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How to Make UPI Payments Without Internet?

– Firstly type *99# from your phone’s keypad and make a call.

– You will now be able to see a number of options. If the first option is “Send Money” then dial 1.

– Now you will be asked where and how you want to send money, such as on a mobile number, on UPI ID, IFSC code, or to a pre-save beneficiary.

– Now select one of these options and fill in the details and tap the send.

– Now enter the amount and send it.

– Now put the remark.

– Now you’ll ask for a UPI PIN, tap it and send it. Now the payment has been made.