UPI payment: Now make UPI payment without internet; step by step guide

UPI Payment without Internet: Sending and receiving money through Unified Payments Interface (UPI) has made our lives much easier. Now, we can easily conduct monetary transactions through our mobile phones. UPI payment: Now make UPI payment without internet; step by step guide.

But did you know that you can conduct UPI transactions through feature phones as well? You can make the payment without internet connectivity under the UPI 123PAY instant payment system. If you are wondering about how you can make UPI payments instantly without an internet connection, we have you covered.

You can transfer money through Interactive Voice Response (IVR) or even missed calls using UPI 123PAY. Sending and receiving money through Unified Payments Interface (UPI) has lives easier for everyone. One can easily conduct money-related transactions now through their mobile phone.

Once you enable UPI 123PAY on your phone, here are the methods you can follow to use UPI without the internet.

IVR

Using pre-defined IVR numbers (080 4516 3666, 080 4516 3581, and 6366 200 200), you can initiate a transaction.

Missed Call

Give a missed call on the phone number displayed at the merchant’s store and you can send and receive the funds. You can give a missed call on the merchant’s number and you will receive a call from 08071 800 800 for authentication of the transaction. Then, enter your UPI PIN to complete the process.

Proximity sound-based technology

Call IVR number 6366 200 200 and opt for the Pay to Merchant option. After tapping your phone on the merchant’s device, press # once the device radiates a special tone. Enter the amount and the UPI PIN.

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Apps Functionality

You can also use a native payment app that has been developed in embedded C language. If one is using a smartphone and there is no internet connectivity, dial the USSD code ‘*99#’ from your phone to execute transactions. Dial the code from the phone number which is linked to your bank account.