Samsung Galaxy S26 Ultra Available at Monthly Payment of Rs 6583 Under Galaxy Forever Program

Samsung has rolled out a new purchasing program in India aimed at making its flagship smartphones more accessible to buyers. The initiative called Galaxy Forever allows customers to own premium devices like the Samsung Galaxy S26 Ultra through smaller monthly payments rather than paying the full price at once.

The program has been introduced at a time when flagship smartphone prices are steadily rising. With the Galaxy Forever plan, Samsung is trying to ease the burden on customers by offering flexible payment options that spread the cost over time while still allowing users to enjoy a top tier device.

Under this scheme, buyers can take home the Samsung Galaxy S26 Ultra or the Samsung Galaxy S26 Plus by paying only half of the device price over a 12 month period through no cost EMI payments. This approach reduces the initial financial pressure and allows customers to use the smartphone immediately.

After completing the 12 month payment period, users are given three choices. They can return the phone and receive an assured buyback value, continue paying the remaining amount to keep the device permanently, or upgrade to a newer Galaxy flagship model.

For customers purchasing the Samsung Galaxy S26 Ultra through this program, the monthly payment works out to Rs 5833.29 as EMI along with a program fee of Rs 749.92. This brings the total monthly payment to around Rs 6583.21. For the Samsung Galaxy S26 Plus, the monthly EMI is Rs 4999.96 and with the same program fee the total payment becomes approximately Rs 5749.88 per month.

The program fee includes Samsung Care Plus protection for 13 months. This coverage offers protection against accidental damage and water damage with zero deductible charges. According to the company, the protection plan itself carries an estimated value of nearly Rs 13999.

Customers who purchase the phone using a credit card can return the device after 12 months and receive a guaranteed buyback value of 50 percent. They can also choose to pay the remaining balance through another 12 month EMI period and continue using the phone.

Users opting for Samsung Finance Plus have slightly different options. After the first year, they can pay the remaining amount in the thirteenth month and retain the phone or move directly to a newer flagship model as an upgrade.

The Galaxy Forever program is available through Samsung online store and Samsung Experience Stores across the country. More than 1500 retail outlets are participating in the initiative. Samsung has also extended the offer to selected employees and students through Corporate Plus and Student Plus portals.

Rising production costs are one of the key reasons behind Samsung introducing such flexible buying models. Increasing prices of memory components such as DRAM and NAND along with growing demand from artificial intelligence related industries have pushed smartphone manufacturing costs higher in recent years.

For users, the program offers a chance to experience a flagship device like the Samsung Galaxy S26 Ultra with a monthly payment of around Rs 6500. It also appeals to people who prefer upgrading their smartphones regularly without the hassle of reselling their older device.

However, buyers should also note that the program fee adds additional cost over the year. Those who plan to keep the phone for a long time may still find standard no cost EMI options more economical. Even so, the Galaxy Forever plan offers flexibility and convenience for users who want easier access to premium smartphones.