Narendra Modi government best 16 schemes: here is complete details

The Central government from time to time initiates various schemes for the citizens of India. Schemes initiated by the Central Government which focus on providing benefits to an individual are central government schemes for individuals in India. Narendra Modi government best 16 schemes: here is complete details.

They are launched with the objective of improving people’s livelihood and providing security to lead a better life. Each scheme is launched to provide benefits to the individual in some area of ​​their life. Some schemes offer financial security while others aim to provide socio-economic measures.

Beneficiaries covered under most individual schemes are rural people, urban poor, low income families, economically backward classes or weaker sections of the society. Below is a list of Central Government schemes for individuals in India.

Also Read: Rules Change: These 6 Important Rules Change From February 1

Atal Pension Scheme:

The Atal Pension Scheme was approved by the then Finance Minister Arun Jaitley in the 2015-16 Union Budget. This scheme is a pension scheme which aims to provide pension to unorganized sector workers, gardeners, delivery boys etc. Even employees in the private sector or employees working in an organization that does not provide pension benefits to them. Can also apply for this scheme.

Atal Pension Scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA). This scheme provides options of getting fixed pension from Rs.1000 to Rs.5000 on reaching the age of 60 years. Individuals who can avail this scheme should be between 18 to 40 years of age and have contributed for at least 20 years.

Unnat Jeevan By Affordable LEDs And Appliances for all schemes (UJALA):

In 2015, the Government of India introduced Unnat Jeevan By Affordable LEDs And Appliances for all schemes. The project is implemented by Energy Efficiency Services Limited, a joint venture of four public sector undertakings under the Ministry of Power. This scheme enables price-sensitive consumers to purchase LEDs at affordable prices.

The scheme aims to encourage every household to have LED-powered appliances. The scheme is of utmost importance to enable the vast price-sensitive consumers of the country to purchase LEDs at affordable prices. Every household in the country can avail benefits under this scheme if they have metered connection from their electricity distribution company.

Ayushman Bharat Yojana:

Ayushman Bharat Yojana is a health care scheme that provides health insurance to the citizens of India. It was launched on 23 September 2018. It is an initiative under the existing National Health Protection Scheme and also known as Ayushman Bharat – National Health Protection Scheme (AB-NHPS).

Also Read: Indian Railways Recruitment 2024: Invite Application For Assistant Loco Pilot Posts

Under this scheme, an insurance cover of up to Rs.5 lakh is provided to the beneficiaries on a family floater basis every year. Insurance coverage is provided for availing primary, secondary and tertiary healthcare services. Based on Socio-Economic Caste Census (SECC) poor deprived rural families and families of identified occupational category urban workers are eligible to avail this scheme as beneficiaries.

Grameen Kaushalya Yojana or DDU-GKY:

Deen Dayal Upadhyay Rural Skill Scheme is a part of another scheme namely National Rural Livelihood Mission Scheme. The scheme was announced by the Ministry of Rural Development on 25 September 2014. The scheme was launched to provide training, employment and jobs to poor rural youth between the ages of 15 to 35 years. Unemployed rural youth or daily wage earners with little schooling are also eligible. To get training and employment under this scheme.

Pradhan Mantri Gramin Awas Yojana:

Pradhan Mantri Awas Yojana-Gramin, formerly Indira Awas Yojana Yojana, came into effect from 1 April 2016. The scheme was implemented in 2022 to address the gaps in the rural housing program and to achieve the government’s commitment to provide “housing for all”.

The project aims to provide a pukka house with all the necessary amenities to the homeless and families living in crude and dilapidated houses. All homeless and families living in zero, one or two room houses with crude hall and crude roof as per SECC (Socio-Economic and Caste Census) data are beneficiaries under this scheme.

Pradhan Mantri Matru Vandan Yojana:

Pradhan Mantri Matru Vandana Yojana is a social welfare scheme introduced in 2017. This scheme is implemented under the Ministry of Women and Child Development. The scheme provides direct cash benefit to pregnant and lactating mothers above 19 years of age for the birth of their first live child.

Pradhan Mantri Matru Vandana Yojana covers all pregnant or lactating mothers except those employed in Government or for the time being receiving similar benefits under any other law. But this scheme only covers women who start pregnancy after 01.01.2017.

Deen Dayal Upadhyaya Antyodaya Yojana:

The Deen Dayal Upadhyay Antyodaya Yojana (DAY) is a merger of two government schemes, namely the National Urban Livelihood Mission (NULM) and the National Rural Livelihood Mission (NRLM). Ministry of Housing and Urban Poverty Alleviation launched NULM. The Ministry of Rural Development launched NRLM in June 2011.

DAY’s mission is the upliftment of the urban and rural poor by providing them with skill development and enhancing their opportunities for sustainable livelihoods. NULM is implemented to reduce poverty and vulnerability of urban poor households. NRLM provides efficient and effective institutional platforms to provide the rural poor with improved access to financial services and increase their household income through sustainable livelihood opportunities.

Pradhan Mantri Adarsh ​​Gram Yojana:

Pradhan Mantri Adarsh ​​Gram Yojana is a rural development program for the empowerment of the deprived sections of the society. The Central Government of India launched this scheme in the financial year 2009-10. It comes under the Ministry of Social Justice and Empowerment. The objective under this scheme is to make the villages of our country into model villages with physical and social infrastructure that helps in socio-economic development.

It aims to eliminate disparities between SCs and other communities in the areas of literacy rate, infant mortality rate/maternal mortality rate, primary education completion rate and ownership of productive assets. The scheme targets the development of villages having a high proportion (more than 50%) of people belonging to Scheduled Castes.

Pradhan Mantri Kaushal Vikas Yojana:

The Pradhan Mantri Kaushal Vikas scheme was launched in 2015 by the Ministry of Skill Development and Entrepreneurship. The objective of the scheme is to provide industry-related skill training to Indian youth, which will help them achieve a better livelihood. Individuals with existing skill sets can also be assessed and provided with a certificate under recognition of prior learning. School or college leavers or unemployed youth with valid ID and bank account can avail skill training and employment opportunities under this scheme.

Pradhan Mantri Suraksha Bima Yojana:

The Pradhan Mantri Suraksha Bima Yojana is one of the three social security schemes announced by the government in the Union Budget 2015-16. This plan offers one year accidental death and disability cover which is renewed every year. Individual bank account holders between 18 to 70 years are eligible to apply for this scheme. The risk cover provided under this scheme is Rs.2 lakh for accidental death and total disability. It also provides a cover of Rs.1 lakh for partial disability.

Pradhan Mantri Jeevan Jyoti Bima Yojana

The Pradhan Mantri Jeevan Jyoti Bima Yojana is one of the three social security schemes announced by the government in the Union Budget 2015-16. It is a life insurance plan that provides insurance on the sudden death of the policyholder. Any person between the age of 18 and 50 having a savings bank account is eligible for this scheme. The life cover under this scheme is Rs.2 lakh to the beneficiary of the policyholder in case of his death.

Pradhan Mantri Jan Dhan Yojana:

Pradhan Mantri Jan Dhan Yojana is a nationwide scheme launched by the Government of India in August 2014. The objective of this scheme is to ensure financial inclusion of every unbanked person in India. It aims to provide access to financial services, i.e. banking/savings and deposit accounts, credit, remittances, pensions and insurance in an affordable manner for all. An individual can open an account under this scheme with zero balance with any bank branch or business correspondent (Bank Mitra) outlet.

Pradhan Mantri Awas Yojana:

Pradhan Mantri Awas Yojana is a flagship social welfare program of the Government of India launched in 2015. The objective of this scheme is to provide affordable housing to the weaker sections of the society, urban poor, rural poor and lower classes. – Income group people.

The project aims to build around 20 million affordable houses by 31 March 2022. Beneficiaries under this ‘Housing for All Scheme’ are economically weaker sections of society, including low-income groups, middle-income groups and slum people.

Antyodaya Anna Yojana:

Antyodaya Anna Yojana was launched in December 2000 to implement TPDS more effectively and to provide food grains to the right sections of the population. Targeted Public Distribution System (TDPS) aims to provide food and grains to the needy. This government scheme provides highly subsidized food to around one crore poor families of Below Poverty Line (BPL) families in India.

Pradhan Mantri Ujwala Yojana:

Pradhan Mantri Ujwala Yojana is a social welfare scheme launched by the government on 1 May 2016. This is a scheme of the Ministry of Petroleum and Natural Gas to provide LPG connections to women from Below Poverty Line (BPL) families. Under this scheme LPG connections are provided at subsidized rates to women living below the poverty line.

The project aims to create a smoke-free rural India by providing LPG connections to the entire nation and will benefit around five crore households. Any adult woman belonging to a low income family who does not have LPG connection in her house is considered an eligible beneficiary under this scheme.

Svamitva Scheme:

Svamitwa Yojana aims to provide a comprehensive asset valuation solution to rural India. Under this scheme, an asset card is generated and issued to every household in the village by the government. Hon’ble Prime Minister Shri Narendra Modi on 11th October 2020 launched physical distribution of asset cards under ‘Survey of Villages and Mapping with Advanced Technology in Village Areas’ (SVAMITVA) scheme.

This scheme aims to provide ownership certificate. Property for village people mapped by Govt. The government can also conduct a digital village survey using drones in villages to issue ownership certificates to eligible people. Through this scheme, people living in rural areas can avail bank loan against their village property.