Central Govt Education Loan: Here are complete details of Vidya Lakshmi Scheme

Vidya Lakshmi Portal Registration 2023 & Login process started by central government. All the students can now apply online for education loan at the official Vidya Laxmi Portal. Central Govt Education Loan: Here are complete details of Vidya Lakshmi Scheme.

Central govt. is inviting Education loan online application form at vidyalakshmi.co.in. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the Vidyalaxmi Portal.

Interested candidates can now make Vidyalakshmi Portal online registration & login as student to get loans for pursuing their studies. The complete process to apply online for education loan at Vidya Laxmi Portal is very simple.

It involves registration at Vidyalaxmi portal, filling up of common loan application form and then apply to multiple banks.

Vidya Laxmi Portal Registration 2023:

Vidya Lakshmi Portal provides single window for Students to access information about various loan schemes provided by banks and make applications for educational loans.

If you want to apply for education loan on Vidyalakshmi portal, you must register on portal. Please provide essential details as mentioned in registration form.

Step by Step to make Vidya Laxmi Portal Registration:

1. Firstly visit the official website at https://www.vidyalakshmi.co.in/Students/

2. On the homepage, click at either “Register” tab present in header or click at “Apply Now” button as shown below:-

3. Then the Vidya Lakshmi Portal registration form online will appear

4. Candidates can fill in all the details accurately to complete Vidya Lakshmi Portal registration process and proceed to Login page.

Important Instructions:

Please ensure that the registration details filled in are correct. Please enter password in required format.

Guidelines for Registering on Vidya Lakshmi Portal:

Name: Please enter student name as per 10th class marksheet or as per the marksheet attached with your loan application

Mobile Number: Enter a valid mobile number. Student can provide mobile number of parent/guardian

Email ID: Enter a valid email ID. Email ID will not be allowed to change. All necessary communications will be sent on this email ID.

List of Registered Banks for Education Loan at Vidya Lakshmi Portal:

There are a total of 38 banks registered banks at Vidya Lakshmi Portal. Out of these banks, the major banks which are registered at Vidyalakshmi portal are as follows:-

1. Canara Bank

2. Bank of India

3. Corporation Bank

4. Punjab National Bank

5. UCO Bank

6. Indian Overseas Bank

7. Axis Bank

8. Federal Bank

9. RBL Bank

10. Allahabad Bank

11. Andhra Bank

12. Bank of Baroda

13. Dena Bank

14. Central Bank of India

15. IDBI Bank

16. HDFC Bank

17. State Bank of India

18. Tamilnad Mercantile Bank Ltd.

19. GP Parsik Bank

20. New India Bank

21. Union Bank of India

22. Karur Vysya Bank

23. Syndicate Bank

24. Vijaya Bank

Also Read: City Union Bank Recruitment 2023: Apply for various post

With a view to enable all poor and middle class students to pursue higher education of their choice without any constraint of funds, PM proposed to set up a fully IT based Student Financial Aid Authority to administer and monitor Scholarship as well Educational Loan Schemes, through the Pradhan Mantri Vidya Lakshmi Karyakram.

The central govt. wants to ensure that no student misses out on higher education for lack of funds. The IT based mechanism under the Pradhan Mantri Vidya Lakshmi Karyakram is expected to provide to students a single window electronic platform for Scholarships and Educational Loans.

Search for Loan Schemes at Vidya Lakshmi Portal

Students would be able to perform search for loan schemes at Vidyalakshmi.co.in portal after making successful login. There are 127 loan schemes to select from which are available at the Vidyalaxmi Portal.

Helpline Number:

Tel – 020-2567 8300, e-mail ID: [email protected]