Udupi consumer court has ruled that no insurance amount is payable if the vehicle which met with the accident was not driven by a person having a valid driving licence. Chandrashekhar Shetty (48) from Kalthodu village, Byndoor, was driving his car on May 25, 2019, when his car hit a roadside tree near Golihole. Shetty, who had suffered grievous injuries, had died on the spot.
The car was insured with Royal Sundaram Insurance company. Legal heirs of the deceased had filed a claim for personal insurance amount of Rs 15 lac. The company had rejected the claim on the basis that the deceased did not have a valid driving licence at the time of the accident.
It held that the insurance company is not liable to disburse personal accident insurance if the person’s driving licence was not valid at the time of the accident.